Frequently Asked Questions

About business liability insurance

What is covered with business liability insurance?

Business liability insurance provides coverage for when you’re liable for damage to a person or other people’s belongings, including the stuff you work with that belongs to your client. This insurance is active during your tasks via Roamler.

What is not covered with business liability insurance?

This insurance doesn’t cover any damages to your personal belongings, or if a motor vehicle was involved, like a car. Check out the terms and conditions for a complete overview!

About accident insurance

What is accident insurance?

Accident insurance offers financial support if you become permanently disabled or even pass away as a result of an accident. You will then receive a one-off sum of money. This insurance is active during your tasks via Roamler and your commute to and from your tasks.

What is not covered with accident insurance?

This insurance doesn’t offer coverage if alcohol, drugs or comparable substances were involved, or in the case of fights, among other things. Check out the terms and conditions for a complete overview!

Other questions

Where do I file a claim and what happens afterwards?

You can submit your claim through the Roamler app. After you fill in a claims form online, an employee of Alicia will approach you and will inform you about what happens next.

You claim will be handled by AIG, an international insurance company that Alicia Benefits works with to make sure you can go to your tasks with peace of mind.

Consensus Regulations: if you don't want to be insured

Do you not want collective insurance through Roamler because of your religion or beliefs? Then the conscientious objector scheme is for you. Conscientious objectors pay a contribution replacement tax. You can send documentation of this, so we can cancel your insurance.

(Note: this is not applicable for Roamlers in the UK)

Who is Alicia?

Alicia is an insurtech (digital insurance intermediary) on a mission. Too many freelancers go to work uninsured. We solve this problem by arranging fitting, personalized and pay-per-use insurance that’s directly embedded into platforms. Platforms like Roamler!

For more information, go to www.alicia.insure